Summer Loan

Summer Loan

Our Summer Loan is back…

It’s time to book that holiday abroad, freshen up the garden with some home improvements, or maybe you fancy a staycation in Scotland.

Whatever you’re planning this summer, Right Way Credit Union is here to help…

For a limited time (June, July and August), members can apply for up to £2,000 over 12 months with our Summer Loan, which can run alongside a Personal Loan (T&Cs Apply).

Example: APR 19.6%

Annual Interest Rate: 18%

£1,500 over 12 Months = £137.53 per month

Total Interest = £150.23

*Due to the high volume of loans being received, please allow up to 10 working days for your loan to be assessed. 

Interest Rates

Representative Example

£3,000 over 24 months =£150.50 per month.
(Approx Total Interest £612.00)

You can apply for a Personal Loan in 2 ways:

  • Online
  • In Person


Follow this link – Activate Account and apply online via our Mobile App.

Download our app from the links below:

Along with your loan application we require your proof of income. This includes 2 months bank statements which you can provide through open banking by clicking here

Alternatively, you can send copies of your bank statement and other proof of income via email

*Please note that we will be unable to process your loan without proof of income. Please email your proof of income to 

In Person

If you wish to apply for this loan in our office you will have to complete a loan application form, please see Loan Application Checklist below for what you will need to bring with you.

Failure to provide the correct documentation for the loan will result in a delay.

We can only accept loan applications that have the correct proof of income.

Terms & Conditions Apply

You must be 18 or over to apply for a loan.

To view our Loan Policy Click Here

Direct Debit to be set up to repay loan.

Direct Debit Mandate to be completed before loan is issued – a team member will call you to set this up.

Must have no arrears on your account.

All loans will be credit checked.

Final approval will be made by Right Way Credit Union. 

Saving contribution must be made when repaying loan.

Loan Value – Minimum amount £500.

You must NOT be using debt Management Company or are in the process of being declared bankrupt or entering into a Trust Deed or a Debt Arrangement Scheme as we will not be able to process the loan.

After applying we will require you to supply proof of your income; please see checklist above for what proof of income will need to be provided.

You can also use the secure message service on your online account to contact us.

For more information and further terms and conditions, please contact the office on 0141 889 7442 or you can send us an email to

If you have received arrears letters on your current loan this may affect any future borrowing. It is your responsibility to ensure your loan is paid up to date. If you are in financial difficulty please contact us on 0141 889 7442.