The ‘Right Way’ to Improve Your Home
Our new Home Improvement Loan is here, designed to help you improve your home the Right Way, with borrowing that’s fair, affordable, and built around you.
With summer on the way, maybe you’re thinking about sorting the garden, upgrading the bathroom, decorating tired spaces, or finally getting round to those jobs that have been on the list for years.
Whether it’s a big renovation or smaller improvements that make everyday life more comfortable, we’re here to help with loans up to £15,000.
New to Right Way Credit Union? You can join and apply at the same time.
Our loans are designed to be simple, fair, and focused on what works for our members, not sales targets or commission.
Because improving your home shouldn’t mean putting pressure on your finances.
Ready to get started?
Whether you’re planning a dream kitchen, refreshing your outdoor space for summer, or finally making your house feel more like home, we’re here to help.
And if you’re new to Right Way Credit Union, don’t worry, you can become a member and apply for your loan at the same time.
Save, borrow and plan for tomorrow with Right Way Credit Union.
You must be 18 years or over and have been a resident in the UK for at least 12 months.
Click Here – RWCU Loan T&C (V1 02.06.25) to download full Terms & Conditions
All members must have an active savings account with Right Way Credit Union. To set up a standing order, please email info@rwcu.co.uk
The minimum loan amount is £3,000, maximum amount £15,000.
Please refer to our Loan Policy for more information.
While you have an active loan, your savings are held as security. This means share withdrawals cannot be processed if your loan balance is higher than your savings balance. All withdrawals are subject to approval at the discretion of Right Way Credit Union.
When repaying your loan, you must also make a regular contribution to your credit union savings account.
First-time top-up loans (for members with an existing personal loan) require eligibility checks. Please email info@rwcu.co.uk.
Subsequent top-up loans:
– Maximum of two top-up loans per year
– At least 33% of your current loan balance must be repaid
– No missed payments or arrears on previous top-up loans
We are unable to process loan applications if you are using a Debt Management Company, are bankrupt, entering a Trust Deed, or part of a Debt Arrangement Scheme (DAS).
Loan applications may be subject to a credit search. Your information may be shared with credit reference agencies and could affect your credit file.
For more information, visit: www.equifax.co.uk/crain
Please refer to our Privacy Notice for details on how your information is used.
If you have received arrears letters on a current loan, this may affect future borrowing. It is your responsibility to keep repayments up to date. If you are experiencing financial difficulty, please contact us as soon as possible.
Phone: 0141 889 7442
Email: info@rwcu.co.uk
