About Us

Our Mission

Right Way Credit Union exists to give our members access to convenient savings and affordable credit which can improve their financial resilience and well-being.

Offering members an easy, ethical, and low-cost way to save and borrow and facilitating the financial stability of members while strengthening the sustainability of the credit union and reduce risk to the business.

We aim to become a recognisable brand, easy to access and a welcome face to the membership through ethical and affordable loans and a safe place to deposit savings, supporting members through all aspects of their financial life, from cradle to grave.

The aim of the credit union is:

  • To encourage members to save regularly
  • To provide low cost loans to members
  • To encourage careful money management among members
  • To develop a sense of co-operation and community

 

What do you get as a member?
Your membership means more than just access to financial services; it’s about being part of a community.

  • Affordable, ethical loans: Borrowing from Right Way Credit Union means more than just accessing funds—it’s about doing so affordably and ethically. We offer competitive interest rates, ensuring our loans remain manageable and fair. Our loans whether it Personal, Family, or for special occasions like Christmas focus on providing flexible, transparent lending options with no hidden fees. These products are tailored to help you reach your financial goals with confidence.

 

  • Free financial tools: Our budget planner and benefits calculator (in partnership with InBest) are designed to keep you on top of your finances, offering extra support when you need it most.

 

  • Loan and savings protection: As a Right Way Credit Union member, your savings and loans come with added peace of mind through our FREE Life Savings and Loan Protection Insurance. In the unfortunate event of death, your loved ones receive a lump sum based on your savings balance, helping with funeral costs or leaving a legacy. Additionally, any outstanding loans are covered, ensuring your family isn’t left with financial burdens. This invaluable service comes at no extra cost, reflecting our commitment to your financial security and wellbeing. *Ts&Cs Apply.

 

  • Local impact: By being a member of Right Way Credit Union, you’re not only supporting a cooperative that keeps money circulating within the local communities, helping to sustain local jobs and businesses, but you also gain access to a range of convenient services. We operate three local branches where members can receive face-to-face support for all their financial needs. In addition, our online member area and mobile app make it easy to manage your account on the go, check balances, apply for loans, and stay up to date with your finances anytime, anywhere.
 

Join Us

Choose the Right Way to save and borrow