Renfrewshire Wide Credit Union
41 High Street, Paisley
For a limited time, Renfrewshire-Wide Credit Union is offering members a super summer special. The loan is available to members and isn’t based on a multiplier of savings like traditional loans meaning any member can apply.
The loan must be repaid over 12 months
The loan is available from 13th May 2019 - 12th August 2019
Example: APR 19.6%
Annual Interest Rate: 18%
£1,500 over 12 Months = £137.53 per month
Total Approx Interest = £150.23
*Due to the high volume of loan applications that Renfrewshire-Wide Credit Union are receiving, please allow up to 7 days for your loan to be processed. If you haven’t heard from us after this time you can send us an email to firstname.lastname@example.org or give us a call on 0141 889 7442.
Total loan amounts cannot exceed £5,000. There must be no arrears on your account. All loans will be credit checked. Standing order must be in place before applying for the loan. You cannot apply for the Super Summer Special as your first credit union loan. Final approval will be made by the Renfrewshire Wide Credit Union. Saving contribution must be made when repaying the loan. Member must have a loan history before applying for this loan product. For further T&Cs ask staff for more information.
How do I apply for this loan?
Online - If you wish to apply for this loan, you can register for online access following this link "Register Here" and apply online. Please see Loan Application Checklist on what documentation you will need to provide once your loan application has been received.
Please note online registration can take up to 48hrs.
Office - If you wish to apply for this loan in our Paisley office you will have to complete a loan application form, please see Loan Application Checklist below for what you will need to bring with you. Failure to bring the correct documentation for the loan will result in a delay. We can only accept loan applications that have the correct proof of income.
Please note if this is your first loan, you will have to contact the office and make an appointment.
Loan appointments are subject to availability.
Terms and Conditions Apply
You must be 18 or over to apply for a loan.
You must NOT be using debt Management Company or are in the process of being declared bankrupt or entering into a Trust Deed or a Debt Arrangement Scheme as we will not be able to process the loan.
When you have a loan running your savings are held as security against your loan this means that no share withdrawals can be processed whilst your loan balance is higher than you savings balance, for more information please send us an email to email@example.com
After applying we will require you to supply proof of your income; a member of staff will inform you of the relevant paperwork.
You can also use the secure message service on your online account to contact us.
If you have received arrears letters on your current loan this may affect any future borrowing. It is your responsibility to ensure your loan is paid up to date. If you are in financial difficulty please contact us on 0141 889 7442.
For more information and further terms and conditions, please contact the office on 0141 889 7442 or you can send us an email to firstname.lastname@example.org